By George, you're RIGHT!
I only spent YEARS researching this and posting about it here endlessly and why, little did I know--I just needed two links and that was it, to know exactly what happened!
If ONLY I had just gone to The Google!
So let the record be corrected: Jimmy has summarized it properly--the banks crashed, we lent them money and they paid it back plus interest so actually this helped the Treasury and... that's exactly what happened!
Thanks Jimmy for clearing that all up!