Why can't millennials find jobs?
Re: Why can't millennials find jobs?
by The Dharma Bum » Thu Nov 28, 2013 12:14 pm
yeah thats total bullshit, I hear that all of the time
-
The Dharma Bum - Vice President
- Posts: 11594
- Joined: Tue Aug 21, 2012 10:31 am
- Gender:
- Has thanked: 3285 times
- Been thanked: 617 times
- Political Leaning: Anarcho Communist
Re: Why can't millennials find jobs?
by exploited » Thu Nov 28, 2013 12:28 pm
It appears to be random, honestly.
For instance, my wife owes a decent amount on her credit card. Nothing obscene, it's manageable, but we are talking about a couple thousand bucks. She pays on time but doubles up on the minimum payment to pay it down faster. She has never had a student loan or car payment. She has never had insurance. She had a couple late bill payments as well, I believe her gas bill when she was living on her own many years back.
Her score is like 715.
As far as I can tell, there is no algorithm other than randomly selecting people to f**k over.
For instance, my wife owes a decent amount on her credit card. Nothing obscene, it's manageable, but we are talking about a couple thousand bucks. She pays on time but doubles up on the minimum payment to pay it down faster. She has never had a student loan or car payment. She has never had insurance. She had a couple late bill payments as well, I believe her gas bill when she was living on her own many years back.
Her score is like 715.
As far as I can tell, there is no algorithm other than randomly selecting people to f**k over.
-
exploited - Vice President
- Posts: 23035
- Joined: Fri Sep 14, 2012 2:32 pm
- Location: Ontario, Canada
- Gender:
- Has thanked: 2562 times
- Been thanked: 1837 times
Re: Why can't millennials find jobs?
by Dylan » Thu Nov 28, 2013 12:53 pm
715 is pretty good.
Experian at least informs you of their methodology
Experian at least informs you of their methodology
-
Dylan - Vice President
- Posts: 10741
- Joined: Sun Aug 19, 2012 1:34 pm
- Gender:
- Has thanked: 1038 times
- Been thanked: 916 times
- Political Leaning: Middle of the Road
Re: Why can't millennials find jobs?
by Leviathan » Thu Nov 28, 2013 1:18 pm
FICO is giving your scores out free now right? I heard if you have discover and some other card they are going to start putting the score on your statement.
"The President, through the Attorney General, may authorize electronic surveillance without a court order under this subchapter to acquire foreign intelligence information for periods of up to one year..." - 50 U.S.C. § 1802
-
Leviathan - Banned
- Posts: 1105
- Joined: Tue Oct 29, 2013 11:45 am
- Gender:
- Has thanked: 260 times
- Been thanked: 142 times
- Political Leaning: Progressive
Re: Why can't millennials find jobs?
by The Dharma Bum » Thu Nov 28, 2013 4:38 pm
They are supposed to give me mine free at my credit union, but it doesn't work right and they don't seem inclined to fix it so I just went to Credit Karma, which is pretty cool btw
-
The Dharma Bum - Vice President
- Posts: 11594
- Joined: Tue Aug 21, 2012 10:31 am
- Gender:
- Has thanked: 3285 times
- Been thanked: 617 times
- Political Leaning: Anarcho Communist
Re: Why can't millennials find jobs?
by eric » Thu Nov 28, 2013 6:39 pm
Last I checked mine was 749 or something like that.
I don't even have a job.
I don't even have a job.
"With the first link, the chain is forged. The first speech censured, the first thought forbidden, the first freedom denied, chains us all irrevocably."
-
eric - Governor
- Posts: 4008
- Joined: Sun Aug 19, 2012 2:27 pm
- Location: Ohio
- Gender:
- Has thanked: 128 times
- Been thanked: 271 times
Who is online
Users browsing this forum: No registered users and 109 guests