What does your budget look like?
Re: What does your budget look like?
by The Comrade » Fri Jan 04, 2013 5:24 pm
-
The Comrade - Vice President
- Posts: 18439
- Joined: Sun Aug 19, 2012 1:10 pm
- Location: Yugoslavia
- Gender:
- Has thanked: 1212 times
- Been thanked: 1889 times
- Political Leaning: Socialist
Re: What does your budget look like?
by Winchester » Fri Jan 04, 2013 7:52 pm
IDK exactly as I don't need to budget a whole lot anymore as I have all the disposable income I need (withing limits).
but approx (after taxes)
15% house
2% utilities
25% retirement accounts/savings.
5% cell phones/cable/internet/garbage
10% kids education/kids (dropped significantly after my daughter graduated, will go to zero in may when my older son graduates, youngest son is making money while going to school).
rest spend on food, car insurance and whatever the hell I want to buy (see gun collection, lol)
House will be paid in full in 6.5years, zero other debt as I just refinanced my house (2.5% whohoo) to pay off my office loan, no other business debt. Haven't had a car loan in the last 10 years as I just pay cash for vehicles now.
No doubt I could save more if I cut back on personal expenses, but f**k it I'm enjoying life right now.
but approx (after taxes)
15% house
2% utilities
25% retirement accounts/savings.
5% cell phones/cable/internet/garbage
10% kids education/kids (dropped significantly after my daughter graduated, will go to zero in may when my older son graduates, youngest son is making money while going to school).
rest spend on food, car insurance and whatever the hell I want to buy (see gun collection, lol)
House will be paid in full in 6.5years, zero other debt as I just refinanced my house (2.5% whohoo) to pay off my office loan, no other business debt. Haven't had a car loan in the last 10 years as I just pay cash for vehicles now.
No doubt I could save more if I cut back on personal expenses, but f**k it I'm enjoying life right now.
- These users thanked the author Winchester for the post (total 2):
- exploited • Dylan
-
Winchester - Governor
- Posts: 5872
- Joined: Sun Aug 19, 2012 12:07 pm
- Gender:
- Has thanked: 822 times
- Been thanked: 853 times
Re: What does your budget look like?
by Winchester » Sat Jan 05, 2013 1:41 am
-
Winchester - Governor
- Posts: 5872
- Joined: Sun Aug 19, 2012 12:07 pm
- Gender:
- Has thanked: 822 times
- Been thanked: 853 times
Re: What does your budget look like?
by Kane » Sat Jan 05, 2013 3:38 am
Rent - 33%
Student Loan - 7%
Food - 10%
Phone Bill - 4%
Gas - 10%
Gym - 1.25%
Everything else - 36%
I'm trying to save the 36% but it proves difficult when other things arise out of nowhere. I also need to be more disciplined with my money.
Student Loan - 7%
Food - 10%
Phone Bill - 4%
Gas - 10%
Gym - 1.25%
Everything else - 36%
I'm trying to save the 36% but it proves difficult when other things arise out of nowhere. I also need to be more disciplined with my money.
-
Kane - Vice President
- Posts: 10213
- Joined: Sat Aug 18, 2012 1:09 pm
- Location: The Yay
- Gender:
- Has thanked: 430 times
- Been thanked: 563 times
- Political Leaning: Rockefeller Republican
Re: What does your budget look like?
by Kane » Sat Jan 05, 2013 3:39 am
How do you...how do you live on $2500 a month with a family of five? My god...are things really that much cheaper in Montana?
-
Kane - Vice President
- Posts: 10213
- Joined: Sat Aug 18, 2012 1:09 pm
- Location: The Yay
- Gender:
- Has thanked: 430 times
- Been thanked: 563 times
- Political Leaning: Rockefeller Republican
Re: What does your budget look like?
by Winchester » Sat Jan 05, 2013 4:12 am
-
Winchester - Governor
- Posts: 5872
- Joined: Sun Aug 19, 2012 12:07 pm
- Gender:
- Has thanked: 822 times
- Been thanked: 853 times
Re: What does your budget look like?
by The Dharma Bum » Sat Jan 05, 2013 6:36 am
-
The Dharma Bum - Vice President
- Posts: 11594
- Joined: Tue Aug 21, 2012 10:31 am
- Gender:
- Has thanked: 3285 times
- Been thanked: 617 times
- Political Leaning: Anarcho Communist
Who is online
Users browsing this forum: Google [Bot] and 161 guests